A friend in finance,
close to home.
Buying a home, remortgaging, or just trying to make sense of the market – we give you the kind of straight-talking, jargon-free advice you’d expect from someone who genuinely has your best interests at heart. Not just at completion, but long after.




















Buying your first home is one of the biggest decisions you’ll ever make. We take the confusion out of the process — from understanding what you can borrow, to submitting your application and getting those keys in your hand. Clear guidance, every step of the way.
JSC Financial was built on a simple belief: that asking for help with money shouldn’t feel daunting.
For too long, financial advice has felt like something reserved for those who already have it all figured out — corporate, jargon-heavy, and a little intimidating. We set out to be different. To be the kind of adviser you can talk to openly, without any shame, whatever your situation and whatever’s happened before.
Some of the most rewarding work we do is with clients who’ve been turned away — by their bank, or even another broker — and assumed that was the end of the road. Finding a way through for those people, and being a small part of the moment they get the keys to their home, is what this job is really about.
And our relationship with clients doesn’t stop at completion. Whether something in the news has raised a concern, or you simply want to understand what a rate change means for you, we’re always just a phone call away. We’re here for the long term — not just the transaction.
EXCELLENT Based on 41 reviews Posted on Google Bronwyn J18 July 2026Trustindex verifies that the original source of the review is Google. What an professional company ! From day one Jonothan was so responsive and helpful with all my questions as a first time buyer . All the way until the days before exchange he was looking out for the best package and managed to save is £100 a month by switching products just before exchange. I cannot recommend Jonothan enough! Thank you for making buying a house so seamless . We will be using Jonothan for life insurance in the next few months .Posted on Google Islay A17 July 2026Trustindex verifies that the original source of the review is Google. Have nothing but wonderful things to say about Josh and JSC Financial. We were recommended by someone who previously had help from JSC and trusted their glowing judgement and were so so glad we did. If you’re a first time buyer particularly this process will be so much easier/less stressful with Josh helping you through. Even when things got complicated and we felt getting our first home wouldn’t be possible at some points Josh did everything to help us and made it happen. We wouldn’t go with anyone else in the future for buying/selling/remortgaging. Thank you so much Josh/JSC Financial!Posted on Google Jon L10 July 2026Trustindex verifies that the original source of the review is Google. Great experience with Josh, attentive, quick, explained everything well, and got me a good mortgage quick. Everything that I could have asked for.Posted on Google Brandon D9 July 2026Trustindex verifies that the original source of the review is Google. Joshua has been fantastic to deal with, we have been going through an extremely frustrating remortgage, that has felt near effortless with the professionalism, dedication and work put in by Joshua. No issues or complaints, would recommend.Posted on Google Eloise G9 July 2026Trustindex verifies that the original source of the review is Google. Me self and Charlie , Honestly couldn’t recommend Josh enough, we were recommended by many people to go with Josh and were both so glad we did. with being self employed and only having 1 years books we new it was going to be difficult to secure a mortgage, however he made it so easy for us, kept me updated at every stage, and made what could have been a stressful experience feel straight forward and manageable. was so reassuring. He was very knowledgeable and secured the best mortgage rate for us both! With being first time buyers it was amazing having Josh to contact when ever we could , for even the smallest of questions. Once again Thank you so much! Will definitely be using again for our future homes. Elly & CharliePosted on Google Jake L8 July 2026Trustindex verifies that the original source of the review is Google. I can’t recommend Josh enough. He took the time to explain all of my options simply, answered every question I had, and genuinely looked out for my best interests. Brilliant communication and a flawless experiencePosted on Google Leah B1 June 2026Trustindex verifies that the original source of the review is Google. We cannot recommend Jonathan highly enough. From start to finish, he provided outstanding support throughout our mortgage process and made what could have been a stressful experience feel straightforward and manageable. Jonathan was always professional, approachable, and incredibly responsive, taking the time to explain everything clearly and guide us through each stage with confidence. His advice was invaluable, and we always felt reassured knowing we had someone so knowledgeable supporting us. Thanks to Jonathan’s hard work and dedication, we are now in our new home, and we are incredibly grateful for everything he did to help make that happen. We would happily recommend him to anyone looking for mortgage or insurance advice.Posted on Google Chris M16 May 2026Trustindex verifies that the original source of the review is Google. We can't not recommend Josh and his team highly enough, we have now completed on a tricky property to value and whilst I was changing job roles meaning a lack of current payslips, it was proving very stressful, but Josh took all the worry out it, found us a great deal and we will definitely be back to JSC for any future remortaging or property purchases.Posted on Google Kayleigh W2 April 2026Trustindex verifies that the original source of the review is Google. Thank you Jonathan for your help with our mortgage and the service we received throughout the process! Communication was excellent — he was always responsive, quick to answer our questions, and kept us informed at every stage. When it came time for our renewal, he took the time to explore our options carefully and helped us secure a deal that saved us money. His advice was clear, professional, and genuinely focused on what was best for us using his knowledge and experience of lenders. Overall, a smooth and stress-free experience. We would definitely recommend his services to anyone looking for a reliable and proactive mortgage advisor!Posted on Google PAUL G2 April 2026Trustindex verifies that the original source of the review is Google. We used Jonathan for the first time last month based on a recommendation and I cannot recommend him highly enough. From start to finish, on a remortgage, we were well informed along every step of the way through to completion. Thanks again Jonathan
Every time we help someone into a home, we make a donation to Crisis — the UK’s national homelessness charity. Because we believe everyone deserves a place to call home.
Whether you’re buying your first home, remortgaging, or just want to understand your options – we’re here to help. No jargon, no pressure, just a straightforward conversation.